For decades, hospital employers have been squeezed by skyrocketing employee healthcare costs—now $15,000–$30,000 per person each year, quickly swelling into millions for larger corporations. Frontline staff—nurses, technicians, support personnel—are under pressure: a Forbes article finds 62% living paycheck to paycheck¹, and with high-deductible plans becoming the norm and out-of-pocket expenses of $4,000–$6,000 or more, families face significant financial strain. CFOs and HR leaders see renewal rates climb, budgets tighten, and employee morale affected. The status quo cannot continue. SIHRA® seizes the “low-hanging fruit” of duplicate-spouse coverage—identifying employees who qualify under a working spouse’s plan and incentivizing them to switch. Once enrolled in their spouse’s employer plan, qualified out-of-pocket costs for employees and their families is reimbursed at 100%, eliminating that cost burden entirely. “SIHRA® cuts employee healthcare spending by 15-50% without shifting any financial burden onto employees— eliminating all out-of-pocket costs to empower healthier, more financially secure staff while delivering predictable savings and stability to healthcare organizations,” says Craig Lack, CEO of Catilize Health®. SIHRA® redefines healthcare risk financing: predictable, sustainable, and compassionate—finally putting hospitals in control and ensuring employees get the care they deserve. SIHRA® not only arbitrages risk but generates meaningful cash flow from domestic utilization every year going forward. Perfected Over Decades, Unmatched Excellence Inspired by founder Kevin O’Kane’s vision in 2000, SIHRA® has been Catilize Health®’s singular focus. Through meticulous refinement, rigorous testing, and demonstrated success, Catilize has mastered the SIHRA® concept into the industry’s leading high-financial-cost-reduction solution for healthcare organizations—making Catilize the only U.S. company exclusively administering SIHRA® for more than 20 years. “Two decades of experience helped us perfect SIHRA®—cutting employer costs by 15–50% and delivering 100% benefits to employees.”— Craig Lack, CEO, Catilize Health® Over one hundred hospitals and systems have trusted SIHRA®, saving millions in healthcare spending. SIHRA® turns everyday care needs into financial wins. By optimizing duplicatespouse coverage, it empowers families to access essential care while providing hospitals with a sustainable cost-reduction and revenue-earning tool—reinvesting cost savings into patient care, infrastructure, and strategic priorities. “The critical edge SIHRA® holds over traditional plans is simple: increased profit and surplus—not hypothetical, but guaranteed.” — Craig Lack, CEO, Catilize Health®. • Domestic Claims: An employee’s surgery remains in-network but is billed to the spouse’s insurer at full commercial rates—converting an internal cost into new revenue. • 340B Pharmacy Program: Specialty medications dispensed through 340B follow the same path, generating additional income when covered and billed via the spouse’s plan. “SIHRA® changed my life—I can now afford prescriptions, avoid debt, and finally save for my family’s everyday healthcare needs.”— Licensed Vocational Nurse, California hospital....Read more